All Aboard! The Polar Express & Team George Weeks Client Appreciation Day!

Team George Weeks Customer Appreciation Free Movie Day Flyer

Client Appreciation Free Movie Day
Team George Weeks and IberiaBank would like to thank everyone who came out and took part in our recent Client Appreciation Free Movie Day that was held Saturday, December 2, 2017. Nothing means more to Team George Weeks than family and we are pleased that we could share this time with our clients and their families.
The turnout
This year was a great success with many of our past and present clients attending with their families. Everyone enjoyed a free screening of a holiday favorite, The Polar Express, along with complimentary donuts, coffee, fresh buttered popcorn, candy and soft drinks at Premiere 6 movie theatre in Murfreesboro, TN.
The movie
The young and the young-at-heart alike were transported along on the magical journey of self-discovery with Hero Boy, voiced by Tom Hanks and his fellow travelers on board the Polar Express. Along their way to the North Pole, the children learned about friendship, courage, kindness, leadership and the Christmas spirit. It was a visually captivating story that enthralled even the smallest of our attendees and our biggest ones too.
Surprise guest
Santa himself came out to say hello, hear some whispered Christmas wish lists and take photos.
Stay tuned
If you missed this Client Appreciation Free Movie Day don't worry,  Team George Weeks is already looking forward to another movie screening event to be scheduled soon so stay tuned for more details!

Photographs courtesy of Erin Kosko Photography.

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RECONSIDER THESE CHOICES WHEN YOU’RE DESIGNING YOUR KITCHEN

The kitchen is one area of the home that sees the most wear and tear. All the water, heat, and food spills add up quickly so it’s important to focus on quality and lasting appeal when you’re choosing materials for a kitchen remodel. Here are a few things you should avoid:

Cheap Laminate Countertops: The bottom rung of laminate is extremely susceptible to wear and tear. It can melt if you forget to place a hot pad under a pan that’s fresh out of the oven and the edges can chip off from repeated exposure to moisture and heat.

Flat Paint: A flat or matte finish is great in rooms with lower traffic, but it’s a bad idea in the kitchen where the walls are regularly exposed to splatters and spills. You need paint that can withstand an occasional heavy scrubbing, so opt for gloss or semi-gloss finishes.

Trendy Backsplash: If you watch any home remodeling show, you’ll certainly see kitchens with expensive, elaborate backsplash designs and materials. Those trends can be pricey to pursue and can look dated in a hurry. Subway tile is a cheaper, classic option that you’ll never regret, plus you’ll have more room in your budget to purchase quality materials to be used elsewhere.

Cheap Flooring: Just like the countertops, your kitchen floor needs to be strong enough to take some abuse. Cheap flooring easily scuffs and peels (especially from moisture). Quality flooring is worth the investment.


crop sm kitch - RECONSIDER THESE CHOICES WHEN YOU’RE DESIGNING YOUR KITCHEN

Buying a Home with a Non-Spouse

Real Estate Advisor: September 2017
When multiple people participate in a home purchase, they may not be married. They might be in a legal domestic partnership, committed relationship, common law marriage, or even strictly business partners. When it comes to buying a home with someone you’re not married to, there are things to take into consideration before making the very big decision of buying the home. Also, it’s important to check state and local laws as some states and towns have laws that prohibit unmarried couples from buying property together.
Home buying 4 - Buying a Home with a Non-Spouse

Share Financial Information

Sharing financial information is a big must when it comes to buying property with anyone (whether married or not). Financial information includes everything from income/salary, all debt (any current loans, student loan debt, car loans, etc.), credit scores, retirement accounts and any other income that might not be from a regular job. You have to be completely upfront about all finances, especially if you plan on applying for a mortgage loan. When applying for a mortgage loan, married couples have an advantage; they may be able to use the better credit history/credit score to apply for a loan; for couples that are not married, the mortgage lender will treat each person as an individual, meaning the lower of the two scores will take precedence when it comes to the terms of the loan.

Discuss and Plan Who Pays What

Buying a home is a big financial decision, and requires a sound understanding of who will be responsible for what. This includes paying any mortgage payments, household bills, property taxes, etc. If you’re purchasing a property with someone you’re not legally married to, it’s important to spell out and have a firm written ‘contract’ regarding who pays for what or how much. Before you buy, you need to agree on how much each person is going to contribute to the down payment, how much equity percentage each person will have in the property, and what each person will contribute to the mortgage, taxes, utilities, maintenance and anything else that may come up.

Home buying 2 - Buying a Home with a Non-Spouse

Have a Joint Bank Account

While joining bank accounts with the person you buy a home with isn’t a necessity, it is a good idea to have a shared account in which each person deposits their share of the home costs. When it comes to paying a mortgage, there are easier ways to pay beyond writing a check. With the advent of online banking and automatic withdrawal, you can set up the mortgage payment to come out of a joint account on the same day each month, making the mortgage payment easy and stress-free. With a shared account, any money for household bills, property improvements, taxes and anything else that may be considered important can come out of the joint account.

Credit Surprises

For buyers applying for a mortgage loan, maintaining the same level of credit between being approved and the final closing is extremely important for a successful transaction. A person’s credit can be impacted by anything: changing jobs, getting a new credit card, closing a credit card, falling behind on payments, and even adding additional debt through large purchases. Surprises when it comes to a buyer’s credit can be a deal breaker for the lender; to prevent issues, a buyer can contact the lender ahead of closing to discuss any surprises that may have come up and come to a solution. The best way to prevent credit surprises: avoid making large financial decisions prior to closing.

Home buying 3 - Buying a Home with a Non-Spouse

Decide On the Type of Title

When buying a home with someone you’re not married to, there are three different ways to “take title:”

Sole Ownership – This is where only one person’s name is on the title/deed, which means that one person is the only legal owner. Sometimes this choice is a good idea if one partner has poor credit and doesn’t want to be part of the mortgage decision. Other times, the higher-income partner may want to be able to use the house-related tax deductions on his/her taxes. The good news is that if the other person wants to be added to the title later on, there is a process in which to do it.

Joint Tenants – This option is available for those owners that want to have equal shares of the property. Both a benefit and a risk of this type of title is that one partner cannot sell the house without the other partner’s permission. Should one of the partners die, the “right of survivorship” guarantees the other partner inherits the other half of the property. In most states Joint Tenants comes with the right of survivorship, while in others it will need to be specifically stated on the title.

Tenants in Common – This is an option that allows multiple owners of a home/property, and for the owners to possess unequal shares. With this type of title, it is possible for any one of the owners to sell his/her share of the property at any time. Should one party die, that party’s share is left to whomever the party wished – the share doesn’t automatically go to the other owner(s). If this title is chosen, it’s important to get the percentages in writing, as very often the law will assume an equal split of the property.

Whether in a committed relationship, business partners, or buying property with a sibling/friend, property ownership is definitely a possibility. If you have any questions, your agent is able to provide additional guidance on buying a home with a non-spouse.

Video Review for Team George Weeks

Team George Weeks has become one of middle Tennessee’s top real estate teams because we have always put the needs of our clients first. Starting with the agent, to marketing, to administration and to closing we strive to make sure every “T” is crossed and every “I” is dotted so the client can relax knowing their transaction is being handled professionally and smoothly. Our clients become our friends because we treat them like we treat our friends and our friends deserve the best. The resulting reviews and testimonials we consistently receive from our happy clients tell us that what we are doing works.

Thank you D’Lynn for becoming one of those friends. We look forward to serving your real estate needs again in the future!

Closing Day Surprises

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For many buyers, closing day can’t come fast enough. Once the offer is made and accepted, the time between can seem like eternity. For many, closing day goes smoothly. For others, there may be some unexpected surprises that pop up. While closing day problems are not usually anticipated by a buyer, they are not unheard of, and depending on what kind come up, some can be minor while others can impact the entire deal. Here are some of the most common closing day surprises.

unnamed 1 300x224 - Closing Day SurprisesWalk-Through Surprises

For many buyers, a final walk-through is a must before closing as it allows the buyer to ensure the property’s condition hasn’t changed since the last visit and that any agreed-upon repairs have been done per the contract. If moving furniture created a new hole in the wall, agreed-upon fixtures have been removed, or the property is in total disarray, the issues need to be addressed immediately. The buyer’s agent should work with the seller’s agent to resolve any surprises that have come up. Walk-through issues are generally not deal breakers, but they can be a thorn in a buyer’s side.

Document Surprises

A common surprise at closing is an error in the documents. Errors can include misspelled names, incorrect addresses, and even incorrect loan amounts or missing pages. Some issues can cause an hour or two delay, while others can result in a much longer delay. To avoid any document surprises, a buyer can request to see every document ahead of closing. Loan documents should be scrutinized prior to closing; by law, a buyer should receive a Loan Estimate form and Closing Disclosure form three days before closing. Once these forms are received, it’s up to the buyer to double-check the loan amount, down payment amount, interest rate, and all personal information, including spellings. If questions arise, the sooner they’re answered the better.

Title Surprises
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deed

When buying a home, a title company will make sure the title to a property is legitimate by doing a title search, which is essentially a thorough examination of property records to make sure the title is clear of any liens or claims on the property. Title surprises can include: IRS tax liens, unpaid property taxes, judgments, contractor or mechanics liens, identity affidavit, and encroachments. Some of these surprises can be resolved on closing day; others may take a significant amount of time to resolve and will undoubtedly delay closing. Once escrow opens, the title company completes a preliminary title report and sends it to the lender and agents involved — a buyer can get a copy from his/her lender or from the title company and check if there are any preliminary issues. Many purchase agreements include a specific time period for the buyer to bring up any concerns regarding the title, so if there are issues w ith the title, get the ball rolling on resolutions as soon as possible.

Credit Surprises

For buyers applying for a mortgage loan, maintaining the same level of credit between being approved and the final closing is extremely important for a successful transaction. A person’s credit can be impacted by anything: changing jobs, getting a new credit card, closing a credit card, falling behind on payments, and even adding additional debt through large purchases. Surprises when it comes to a buyer’s credit can be a deal breaker for the lender; to prevent issues, a buyer can contact the lender ahead of closing to discuss any surprises that may have come up and come to a solution. The best way to prevent credit surprises: avoid making large financial decisions prior to closing.

unnamed 3 300x199 - Closing Day SurprisesMortgage Surprises

Credit surprises can impact a mortgage loan, but there are other mortgage surprises that can come up on closing day. In a hot real estate market, lenders can be incredibly busy and inundated with loan applications. Sometimes, a buyer’s loan file can find itself on the bottom of the pile, meaning there may be important items omitted, documents missing, or extra information needed to complete the file on time. For a buyer applying for a mortgage loan, asking the lender what documents will be required ahead of time can save time and prevent headaches on closing day. Buyers can also call or email the lender to make sure they have all the important documents, items, etc. to complete the loan file on time. Before closing, a closing agent will be assigned to the transaction (the closing agent coordinates the final steps of the transaction to make sure all documents and funds are in order and handled correctly) — the bu yer can contact the closing agent to make sure the lender has all the needed documents, and if there is still any doubt, copies of all the documents and anything else that may seem important or pertinent to the transaction can be brought to closing.

Remember, your real estate agent is working on your behalf. Keep your agent informed — your agent wants to help you as much as possible, and he or she can be a great resource when you have questions.

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Reasons Why Murfreesboro is a Great Place to Live

Map of Rutherford County, TN

If you’re drawn to middle Tennessee then one great option is Rutherford county. Growing at a frantic pace, Murfreesboro, Tennessee serves as the county seat of one of the fastest growing cities in the country. Considered the center of population for the state of Tennessee.

Low cost of living

Low cost of living piggy bank.

There are many reasons why you should choose Murfreesboro as your next home. For one, the cost of living here is low here in comparison to other cities of Tennessee. Median home prices here are $181000 while median household income is slightly more than $50000. As compared to the national average, the cost of living in Murfreesboro is 5.4% lower. Imagine the kind of savings that you can achieve when you buy a property and start living in this city. There is no dearth of modern amenities for you especially in the world of entertainment as there are many parks and recreational attractions in the city.

Quick and easy access to all major cities of Tennessee

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Murfreesboro lies pretty close to capital Nashville (35 miles), allowing residents quick and easy access to the capital in just a few minutes. In fact, more and more people desirous of living in Tennessee are giving up Nashville as an option and preferring Murfreesboro instead because of lower property prices and lower cost of living.

The motto of the city of Murfreesboro is ‘Creating a better quality of life’. With the rapid growth and development of amenities in the city, it is clear that the administration is leaving no stone unturned to make Murfreesboro one of the best places to live in the USA.

Excellent educational opportunities for kids

bus school school bus yellow 159658 - Reasons Why Murfreesboro is a Great Place to Live

If education of your kids is your prime concern, you can sit back and relax as Murfreesboro has a strong system of public and private schools to look after the educational requirements of children. The city is also home to Middle Tennessee State University with an enrollment of more than 25000 students. You sometimes get the feel of living in a college town when living in Murfreesboro.

There are many homes for sale in Murfreesboro Tennessee when you decide to make Murfreesboro your next home. However, it is prudent to consult a local experienced realtor to strike a good deal when buying a property.

How to Sell Your Home Fast and at Desired Price in Murfreesboro

So you want to sell your home fast and for top dollar?

So you want to sell your home quickly and for top dollar?No matter what the reason behind selling your home in Murfreesboro, it is a fact that buying or selling real estate can be a tricky financial transaction. You are selling your beloved home so you want best price for it. You also want to sell it fast to relocate to another home in another destination. Here are some ways to sell your property fast and at the price you have set for it.

Set the price right

There are many homes for sale in Murfreesboro, Tennessee and yours is not the only one available for buying for the buyers. You are emotionally attached to your home as you have so many memories associated with it. It is natural for you to think it is the best property available in the market. But your love should not dictate your decision when setting its asking price.By setting a price higher than the average price of similar properties sold and bought in your area recently, you only deter serious buyers. It is prudent to set the asking price in consultation with your realtor to attract high number of interested buyers.

Make it presentable for the buyers

Again, there are many homes for sale in Murfreesboro, TN, and you have to make efforts to attract buyers to your property. The best way to do this is to take a look at your house from the eyes of a prospective buyer first. This will tell you want to do to make it look attractive to someone who comes on a showing to find a dream home for his family. You will identify many shortcomings that need minor repairs. You must be ready to spend money on these repairs and renovations to make sure that your home sells quickly.

You need to give exposure to your property so that more and more buyers are able to see it.

You need to indulge in aggressive marketing

It is not enough to set the price right and clean the house and expect that buyers would come on their own to make offers. You need to give exposure to your property so that more and more buyers are able to see it. Your realtor will get the house listed MLS listings and include photos and videos to make buyers interested in your property. You also need to let this information pass on to all your neighbours and also put up a sign in your backyard  so that your house sells quickly.

For more information on selling your house and our Free Ultimate Guide to Selling Your Home or contact Team George Weeks directly at (615) 948-4098.

Customer Appreciation Day – Beauty and the Beast Free Private Showing

by Macie Orrand

Team George Weeks and Iberia Mortgage have created a family fun day to show their appreciation for their clients! Saturday, March 18th the theater was packed with people who have helped make Team George Weeks what it is today! The morning was spent watching the newly released Beauty and the Beast live-action Disney film featuring freshly popped buttered popcorn and refreshments. The theater was packed with past and present clients with their families and it was great for Team George Weeks to catch up with the people we have served over the years.

Family is important to us here at Team George Weeks and we are determined to provide a day for relaxing with the family to our clients every year. We would like to thank everyone who has allowed us to be apart of their lives and trusted us with the sale or purchase of their home!

The customer appreciation day was everything we hoped it to be and more. The movie featured all of the songs seen in the 1991 Disney animated film.We had guests from all ages in the theater and everyone enjoyed the movie. The children were not frightened of the beast and the storyline from the 1991 film remained the same in this picture.

I would rate the movie overall 5 out of 5 stars. The actors and actresses blew away any expectations I had for the film. It was a joy to reminisce back to my childhood and to have enjoyed that moment with our families was extremely valued.

 

My Real Estate Story – Shannon Orrand

Shannon explains her journey to becoming a top realtor in Murfreesboro, TN. We learn about her past experiences and the changes in her life as well as the people who helped her start her new career. Shannon also tells us how she discovered not only a new job but a new passion in her life that she truly enjoys.

Team George Weeks is proud to call Shannon a member of our team and a good friend as well. Give her a call if you have any real estate needs or questions. She’ll be happy to help!

Direct (615) 753-3251
Office (629) 202-7333
Shannon Orrand is a real estate agent with Team George Weeks at RE/MAX Elite in Murfreesboro, Tennessee.

Each office is independently own and operated.